Home Possible® Mortgages


What is a Home Possible® Mortgage?

The Home Possible® Mortgage is a loan program that offers low down payment options and flexible credit terms that make it easier for first-time homebuyers and low to moderate income borrowers to buy the home of their dreams. If you are a community worker such as a law enforcement officer, firefighter, teacher, health care worker or member of the United States Armed Forces, Home Possible®Mortgages can provide an added benefit of giving you the extra flexibility to help you afford a home in the neighborhood you support.


Making Home Possible

  • Low down payment options

  • Flexible credit terms

  • Stable monthly payments with fixed-rate mortgages

  • Reduced mortgage insurance coverage levels

  • Waived or lower qualifying income requirements

  • No-cash out refinancing

  • Flexible closing cost funding options


*Homeownership education is required for first-time homebuyers for purchase transaction Home Possible® Mortgages.

Home Possible® is a registered trademark of Freddie Mac.